MHADA Mumbai Lottery Opens Doors to Affordable Housing for All Income Groups

2,640 homes available; online application process makes it easier for families to apply

Mumbai: Owning a home is a dream for many families, and a fresh opportunity has arrived with the MHADA Mumbai Board’s latest housing lottery. This scheme offers 2,640 homes across different parts of Mumbai, giving people from various income groups a chance to secure affordable housing. The entire application process is being conducted online, making it simple and convenient.

Homes Available for Every Income Group
The lottery covers all major income categories, including Economically Weaker Section (EWS), Lower Income Group (LIG), Middle Income Group (MIG), and Higher Income Group (HIG). Applicants must choose the category that matches their income level.

Income Criteria and Documents Required
Eligibility depends on the total family income for the financial year from April 1, 2024, to March 31, 2025. This includes the combined income of the applicant and their spouse.

To prove income, applicants must submit either:

• Income Tax Return (FY 2024–25 / AY 2025–26), or
• Income certificate issued by a Tehsildar

No other documents will be accepted as valid proof.

Income Limits for Each Category

• EWS: Up to ₹6 lakh per year
• LIG: Up to ₹9 lakh per year
• MIG: Up to ₹12 lakh per year
• HIG: No income limit

Flexible Category Options
Applicants can also apply across categories depending on eligibility:

• EWS applicants can apply under EWS and LIG
• LIG applicants can apply under LIG and MIG
• MIG applicants can apply under MIG and HIG
• HIG applicants can apply only under HIG

Important Instructions
Applicants must provide correct financial details. If both spouses earn, their total income must be declared. Providing false or incomplete information can lead to disqualification, and the application fee may not be refunded.

Who Can Apply?
For example, someone earning ₹30,000 per month has an annual income of around ₹3.6 lakh. If their total household income stays within ₹6 lakh, they can apply under the EWS category and may also choose the LIG category.

How to Apply
Interested applicants can apply by visiting the official MHADA Mumbai Board website and filling out the online form. Detailed guidelines and an official booklet are also available on the website to help applicants complete the process.